In rands. No bank login.

The only money-planner shop built around the South African month-end

For the one who runs the household money and is short by the 20th.

Your whole month on one page

  • Lay out the month from payday to month-end, in rands, before the first debit order lands.
  • See what the rent, the store card and the groceries take, and what is left for the days that follow.
  • Print the Monthly Budget Planner and write on it, or type straight into it.
Payday
Month-end

Monthly Budget Planner

R15,000.00

Money in this monthSample

  • RentDue on the 1stR4,500.00
  • GroceriesWeekly shopR3,200.00
  • TransportTaxi and fuelR1,800.00
  • Store cardDue on the 25thR650.00
  • SavingsSet aside on paydayR500.00
Left for the rest of the monthR4,350.00

Sample. Made-up amounts to show the layout.

A paper bag of bread, tomatoes, carrots and maize meal on a kitchen counterWeek 2

Grocery Tracker

Sample

Week 1

Week 2

Week 3

  • Maize meal, 10 kgR78.00
  • Cooking oilR62.50
  • Chicken portionsR124.90
  • Brown breadR16.99
  • Milk, 2 litresR28.99
Spent this weekR311.38 of R900.00

Sample. Made-up items and prices to show the layout.

Know the grocery number before the till does

  • Write down every shop against a weekly grocery amount, so the month does not run out of road.
  • Tick items off as they go in the trolley and see the running total.
  • Compare week to week and spot where the shop crept up.

Put a little away. Pay the card down.

  • The Savings Challenge gives a small amount a place to go each payday, one step at a time.
  • The Debt Repayment Worksheet lists each store card and loan, so every payment is written down.
  • Both are printable and editable, so you can change the amounts when the month changes.
Sample
  • A glass jar of rand coins on a wooden shelf

    Emergency jar

    R1,200.00

    Savings ChallengeR3,000.00 target
  • A printed repayment worksheet with a pen and a store card

    Store card

    R3,300.00

    Debt Repayment WorksheetR6,000.00 to pay
  • A paper bag of groceries

    December groceries

    R450.00

    Savings ChallengeR1,800.00 target

Sample. Made-up goals and amounts to show the layout.

One planner, or all four

  • Monthly Budget PlannerR39
  • Savings ChallengeR39
  • Grocery TrackerR39
  • Debt Repayment WorksheetR39
  • Month-End Survival KitAll four planners togetherR99

One-time digital products. You pay once, in rands.

Two people at a wooden table with printed planner sheets, a pen and a calculator

How it works

  1. Take the Monthly Budget Planner, the Savings Challenge, the Grocery Tracker or the Debt Repayment Worksheet. Take one, or take all four in the Month-End Survival Kit.

  2. Every planner is printable and editable. Write on paper at the kitchen table, or fill it in on your screen.

  3. The layouts follow the South African month and use rands. Nothing asks for your bank login: you type in the numbers yourself.

Plan the month before the 20th catches you

See the sample